Personal Checking
ValYou Checking

CNB's checking account that always puts YOU and YOUR needs first! Earn Interest on all balances. Overdraft Privilege up to $500.00.* Free access to any bank ATM and never pay another bank’s ATM fees.** Free E-Statements and Free Debit Card Alerts! Plus so much more!

Read Disclosure | Call the Customer Contact Center for specifics. 972-938-4300

 

CNB FREE Checking

No minimum balance, plus Overdraft Privilege up to $300.00*, Free Online Banking and Bill Pay, and FREE E-Statements. No monthly fees. Enjoy these great benefits for FREE!

Read Disclosure | Call the Customer Contact Center for specifics. 972-938-4300

 

ATM & Debit Cards

If you're a busy commuter there's no better answer. The convenience of the debit card means you will never need to carry another check, and your debit card is accepted just like a credit card and also serves as an ATM card.

Read Disclosure | Call the Customer Contact Center for specifics. 972-938-4300

Account Feature ValYou Checking Free Checking
Overdraft Privilege* $500.00* $300.00*
Minimum Opening Balance $100.00 $50.00
Minimum Balance to avoid fees $200.00 Zero
Maximum Security VISA Debit Card FREE FREE
ATM Features Free Bank ATM** Nationwide ATM Charges Apply
*OD/NSF fees $28 per item.
** Access to a bank ATM network nationwide at no charge.
The terms Valyou and Valyou Checking are the 2008 copyrighted property of Citizens National Bank of Texas.