Personal Checking
Account Feature mPowered
Free Checking
mPowered
Checking
Minimum Opening $50.00 $100.00
Minimum Balance to Avoid a Service Charge Zero $200.00
Minimum Security VISA Debit Card FREE FREE
Instant Alerts Text or Email alerts when debit card is used at no charge. Text or Email alerts when debit card is used at no charge.
Discretionary Overdraft Privilege (Optional Service) $500.00
OD/Returned Item fees $28 per item
$500.00
OD/Returned Item fees $28 per item
VISA ATM Features (Optional Service) ATM Charges Apply FREE Bank ATM Nationwide1
(Savings of up to $5.00 at out of network ATMs)
Interest NONE Earn Interest on all collected balances.
Fees Zero Free if balance is above $200
$9.00 if balance falls below $200
Checks (Optional Service) Standard Check Costs Apply First Box FREE
Saving of $20.00
Online & Mobile Banking* FREE FREE
Online Bill Pay FREE, Unlimited FREE, Unlimited
E-Statements Required FREE
Instant Alerts Plus (Optional Service) Text or Email alerts with ACH Activity and Available Balance Information when debit card is used. $2.00 a month. Text or Email alerts with ACH Activity and Available Balance Information when debit card is used. $2.00 a month.
Available Options FREE Transfers FREE Transfers
Other Forms of Overdraft Services Link your other deposit account to draft funds when an overdraft occurs at no additional charge. Link your other deposit account to draft funds when an overdraft occurs at no additional charge.
Other Requirements This is an e-account. A CNB Visa Debit Card is required. N/A
 

ATM & Debit Cards

If you're a busy commuter there's no better answer. The convenience of the debit card means you will never need to carry another check, and your debit card is accepted just like a credit card and also serves as an ATM card.

Read Disclosure | Call the Customer Contact Center for specifics. 972-938-4300

1Access to a bank ATM network nationwide at no charge. See Personal Banker. Immediate credit given to deposits made by close of business day on any banking day. Hold decisions on case by case basis. *Standard text messaging and data plan rates may apply. Consult your mobile service provider on specific fees & charges that apply for you.