Business Checking
Account Feature mPowered
Business Checking
mPowered
Small Business Checking*
Minimum Opening $200.00 $100.00
Minimum Balance to Avoid a Service Charge Fees according to analysis $250.00
Maximum Security VISA Debit Card FREE FREE
Instant Alerts Text or Email alerts when debit card is used at on charge. Text or Email alerts when debit card is used at on charge.
Discretionary Overdraft Privilege (Optional Service) Starting at $1,000.00
OD/Returned Item fees $28 per item
Starting at $500.00
OD/Returned Item fees $28 per item
VISA ATM Features (Optional Service) FREE Bank ATM Nationwide1
(Savings of up to $5.00 at out of network ATMs)
ATM Charges Apply
Interest Earn credit applied to offset fees. NONE
Fees $10.00 Monthly Maintenance Fee Analysis fees apply. Zero
($10.00 if balance falls below $250)
Checks (Optional Service) First Box FREE
25 bank stock checks
Standard Check Costs Apply
Online & Mobile Banking** FREE FREE
Online Bill Pay FREE, Unlimited FREE, Unlimited
E-Statements FREE FREE
$10.00 for paper statements
Instant Alerts Plus (Optional Service) Text or Email alerts with ACH Activity and Available Balance Information when debit card is used. $2.00 a month. Text or Email alerts with ACH Activity and Available Balance Information when debit card is used. $2.00 a month.
Available Options Telebanking Merchant Verification, Cash Manager2, Quarterly CD-RAMA, Duplicate Statements Telebanking Merchant Verification, Cash Manager2, Quarterly CD-RAMA
Other Forms of Overdraft Services Link your other deposit account to draft funds when an overdraft occurs at no additional charge. Link your other deposit account to draft funds when an overdraft occurs at no additional charge.
Other Requirements Designed for customers with high volume transactions. Please consider opening your personal account with CNB of Texas.
 

ATM & Debit Cards

If you're a busy commuter there's no better answer. The convenience of the debit card means you will never need to carry another check, and your debit card is accepted just like a credit card and also serves as an ATM card.

Read Disclosure | Call the Customer Contact Center for specifics. 972-938-4300

1Access to a bank ATM network nationwide at no charge. 2Other analysis fees apply. See Personal Banker. Immediate credit given to deposits made by close of business day on any banking day. Hold decisions on case by case basis. *Accounts with more than 250 items per month will be moved to mPowered Business Checking. **Standard text messaging and data plan rates may apply. Consult your mobile service provider on specific fees & charges that apply for you.