It’s our Free Checking choice. Join in the revolution of freedom and enjoy no monthly service charge, no minimum balance, and unlimited checks. At Citizens National Bank, we respond to the needs of our community with Free Checking.

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This is your checking of choice! CNB 2000 offers no service charge on a daily balance of $200, competitive interest on balances above $1500 and the ability to write unlimited checks. In addition you get Free ATM Anywhere, free access to Online Banking, and $500.00 Overdraft Protection.

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For the customer, with average balances of $1000… this may be your answer. In addition to the services of CNB 2000, you also receive free signature guarantee, a safety deposit box, and an investment assessment through Salomon Smith Barney.

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If you're a busy commuter there's no better answer. If you select Free ATM Anywhere Citizens National Bank will waive all other bank ATM charges for one year, from your opening of either a CNB 2000 or CNB 2000 Gold account. In addition, the convenience of the debit card means you will never need to carry another check and your debit card is accepted just like a credit card and also serves as an ATM card.

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Minimum Opening Balance Monthly Maintenance Fee Minimum Daily Balance to Avoid Maintenance Fee Overdraft Protection Avg. daily collected balance Necessary to Earn Interest
Free Checking: $50 $0 $0 $300 N/A
CNB 2000: $200 $9 $200 $500 $1,500
CNB 2000 Gold (50 yrs. old to qualify): $1,000 $9 $1,000 $500 $1,500
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